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FlatexDEGIRO
29.4.26
FlatexDEGIRO
DEGIRO Review for investors in Ireland: Low-Cost Online Broker
DEGIRO is not a trading platform — it's an investment broker for long-term investors. The marketing talks about "commission-free ETFs" but you always pay at least €1 per transaction to third parties. Spreads, share lending and the absence of interest on cash are costs worth factoring in. That said, for passive investing in index funds it remains one of the cheapest options in Europe.
Consensus Rating
The rating evaluates 42 key factors, from regulation and costs to execution, product offering and support. The score combines analysis from multiple experts and competitor comparisons to provide an aggregated and balanced assessment. This reduces individual bias and offers a more reliable reference for broader market consensus.
Alternative Provider
AvaTrade
AvaTrade is regulated directly by the Central Bank of Ireland — as close to a home-market broker as Irish traders will find. Spread betting is available alongside the full CFD offering, and AvaProtect's trade insurance adds a risk management layer that's genuinely rare in this space.
DEGIRO is a European discount investment broker founded in 2013 and headquartered in the Netherlands. It is operated by flatexDEGIRO Bank SE, a German-regulated bank supervised by BaFin, with additional oversight from the Dutch AFM and DNB. Unlike most brokers on this site, DEGIRO is not a CFD or forex broker — it provides access to real stocks, ETFs, bonds, funds, options, futures, warrants and (since October 2025) cryptocurrencies across 50+ global exchanges and 3 million+ clients. Fees are among the lowest in Europe: stock trades on home markets typically cost €1.75–€3 per transaction. ETFs from the Core Selection (200+ funds) carry only a €1 handling fee per trade on Tradegate — this fee goes to third parties, not DEGIRO. Standard ETFs outside the Core Selection cost €2–€3 per trade plus a €2.50 annual connectivity fee per exchange. There is no minimum deposit, no inactivity fee and no commission on dividends. DEGIRO does not pay interest on uninvested cash and lends client shares to third parties for short-selling, which carries a small additional risk. The platform is simple and well-suited to long-term investors and beginners, but lacks advanced research tools, charting and a demo account.
Available locally?
Foundation
2020
Minimum Deposit
€10
HQ
Regulators
NAFM
Trades at the Stock Exchange?
FTK
How to Open an Account
1. Go to the official website >
Visit the app's official website (or download it from the App Store/Google Play) to get started from a trusted source.
2. Open an account
Register, enter your basic information, and set up secure login. If available, enable two-factor authentication for extra protection.
3. Verify your identity
Complete the verification process with the required documents, such as an ID card or passport, and proof of residence (e.g., an electricity bill or bank statement).
4. Add funds
Choose how to use the service: bank transfer, card, or linked account (depending on the app). Check fees, limits, and processing times before confirming, as they may vary.
5. Make your first transaction
Find the function you need in the app, set the amount or limit (if applicable), and confirm.





Advantages
Regulation & Trust
Regulated by a Credible Government Agency
Operates under the supervision of a Tier-1 financial regulator enforcing industry standards.
Costs
Transparent Fee Structure
Fees, spreads, and commissions are clearly disclosed.
Trading Platform & Execution
Web Trading Platform
Trading accessible through a browser without software installation.
Regulation & Trust
Two-Factor Authentication
Additional authentication layer protecting account access.
Market Access
1000+ Stocks / ETFs
Extensive selection of equities and ETFs available.
Disadvantages
Customer Support
Poor Customer Support
Slow responses or limited support availability.
Account & Funding
Slow Withdrawals
Withdrawal processing may take longer than expected.
Account & Funding
Slow Deposits
Deposits may take longer to appear in the account.
Invest with DEGIRO, one of the best brokers in Ireland.
DEGIRO has established itself as a leading broker in Ireland, offering individual investors access to institutional-level fees and commissions. This platform allows Irish traders to invest globally with extremely low fees, revolutionizing access to international financial markets for retail investors.
Here are some key facts about DEGIRO:
Foundation Year: 2013
Headquarters Location: Amsterdam, Netherlands
Regulatory Authority: Netherlands Financial Markets Authority (AFM) and Dutch Central Bank (DNB)
Number of Countries Served: 15 European countries
Number of Markets Accessed: Over 50 markets in 30 countries
Founded in 2013 in the Netherlands, DEGIRO has rapidly expanded across Europe, including Ireland. Thanks to its highly competitive commission structure, DEGIRO has quickly become one of the largest brokers in Europe. This exponential growth reflects the company's strong value proposition and ability to meet the diverse needs of a wide customer base, ranging from beginner investors to experienced traders.
DEGIRO's core philosophy is centered on providing transparency, low costs, and a wide range of investment opportunities. Irish investors can benefit from access to over 50 markets across 30 countries, including Europe, North America, Asia, and Oceania. DEGIRO offers a comprehensive selection of financial instruments, such as Stocks, Mutual Funds, ETFs, Futures, Bonds, Options, and Warrants. This diverse range allows investors to create well-rounded, diversified portfolios tailored to their investment strategies.
Stock Exchanges Offered by DEGIRO
DEGIRO provides access to a wide array of assets from global stock exchanges, enabling investors to diversify their portfolios across different markets. Here is a list of some of the major stock exchanges that DEGIRO offers:
North America
New York Stock Exchange (NYSE)
Nasdaq
Toronto Stock Exchange (TSX)
Europe
Euronext (Paris, Amsterdam, Brussels, Lisbon)
London Stock Exchange (LSE)
Deutsche Börse (Xetra, Frankfurt Stock Exchange)
SIX Swiss Exchange
BME Spanish Exchanges
Stockholm Stock Exchange
Copenhagen Stock Exchange
Helsinki Stock Exchange
Oslo Stock Exchange
Vienna Stock Exchange
Asia and Oceania
Tokyo Stock Exchange (TSE)
Hong Kong Stock Exchange (HKEX)
Australian Securities Exchange (ASX)
Singapore Exchange (SGX)
This extensive access to global stock exchanges means that Irish investors using DEGIRO can easily diversify their investments across various markets, ensuring a balanced and globally oriented portfolio.
Commissions set by DEGIRO in Ireland
DEGIRO has fundamentally changed the trading landscape by offering some of the lowest costs in the industry. For Irish investors, this means they can trade a wide variety of assets without the burden of high fees eating into their profits. This has made DEGIRO particularly popular among cost-conscious investors who seek to maximize their returns.
Example: Ryanair Shares
To show you how low the commissions are, trading Ryanair shares costs € 2.00 plus a € 1.00 handling fee. You will say, "My Broker only charges me € 6-10 per transaction, and if I place an order of € 1,000 with DEGIRO, the commission will be € 3". You are correct: DEGIRO's commissions are among the lowest ones in the market.
DEGIRO's competitive fees extend to international markets as well. Whether trading on the New York Stock Exchange, Xetra, or the London Stock Exchange, DEGIRO ensures you're paying some of the lowest fees. This makes it easier for Irish investors to diversify their portfolios globally without incurring excessive costs.
Beyond low commissions, DEGIRO also offers transparency in all its fee structures. There are no hidden fees or complex pricing models, making it easy for investors to understand exactly what they're paying for. This level of transparency is a key factor in DEGIRO's appeal, as it allows investors to plan their trading strategies with full knowledge of the associated costs.
How to open an account with DEGIRO from Ireland
Opening an account with DEGIRO is straightforward and fully digital, ideal for Irish investors looking to access a wide array of international financial assets.
The online registration process takes only a few minutes and involves submitting a valid identification document (such as a passport or ID card) through DEGIRO’s secure platform.
DEGIRO distinguishes itself as a discount broker by not requiring a minimum deposit to start investing, which lowers the entry barrier for new investors. Additionally, the platform does not charge deposit fees, allowing you to allocate more funds directly into investments.
For those new to investing, DEGIRO also provides a wealth of educational content, including guides and tutorials, to help users get started. The platform’s intuitive design makes navigating easy, even for those without trading experience. This combination of accessibility and educational resources makes DEGIRO a strong choice for novice and experienced investors.
Where is DEGIRO regulated?
DEGIRO is regulated by the Netherlands Financial Markets Authority (AFM) and operates under the prudential supervision of the Dutch Central Bank (DNB). This regulatory framework ensures that DEGIRO adheres to high standards of financial conduct, providing Irish investors with confidence in the platform's security and reliability.
In addition to these regulatory safeguards, DEGIRO’s operational practices are designed to protect client assets and data. Investor funds are kept in segregated accounts, separate from the company’s operational funds, enhancing your investments' security. This level of protection is particularly important for investors who prioritize the safety and integrity of their portfolios.
For Irish investors, DEGIRO offers cost-effective access to global markets and the assurance of operating under a robust regulatory framework. With its low fees, extensive market access, and strong security measures, DEGIRO stands out as a top choice for those looking to expand their investment portfolios internationally.




