Zaba

Zaba Review for traders in Croatia: HANFA-regulated, Croatia's largest bank since 1914

Zaba is Croatia's largest bank and the default financial institution for a large share of the population — HANFA-regulated, UniCredit-backed, and with unmatched branch coverage. Investment costs are not the most competitive for active traders, but the convenience and trust factor are undeniable. A natural first stop for any Croatian retail investor.

Consensus Rating

The rating evaluates 42 key factors, from regulation and costs to execution, product offering and support. The score combines analysis from multiple experts and competitor comparisons to provide an aggregated and balanced assessment. This reduces individual bias and offers a more reliable reference for broader market consensus.

Alternative Provider

AvaTrade

A solid choice for Croatian traders seeking regulated access to European and global markets. AvaTrade's CySEC and CBI regulation provides strong European oversight, while TradingView integration and AvaProtect trade insurance cover the needs of both technical traders and those focused on risk management.

Review

AvaTrade

Zaba (Zagrebačka banka) is Croatia's largest bank by assets, founded in 1914 and regulated by HANFA and the Croatian National Bank (HNB). Part of the UniCredit Group, Zaba offers investment services through its brokerage division, providing access to Zagreb Stock Exchange (ZSE) equities, bonds, mutual funds, structured products, and international markets. With the widest branch network in Croatia and a comprehensive digital platform, Zaba serves millions of retail and corporate clients. Its investment offering is tightly integrated with its banking ecosystem, and it provides both self-directed and advisory investment services.

Available locally?

Foundation

1914

Minimum Deposit

€100

HQ

Payment Methods

Regulators

HNB

HANFA

Trades at the Stock Exchange?

ZSE: ZABA

How to Open an Account

1. Go to the official website >

Visit the app's official website (or download it from the App Store/Google Play) to get started from a trusted source.

2. Open an account

Register, enter your basic information, and set up secure login. If available, enable two-factor authentication for extra protection.

3. Verify your identity

Complete the verification process with the required documents, such as an ID card or passport, and proof of residence (e.g., an electricity bill or bank statement).

4. Add funds

Choose how to use the service: bank transfer, card, or linked account (depending on the app). Check fees, limits, and processing times before confirming, as they may vary.

5. Make your first transaction

Find the function you need in the app, set the amount or limit (if applicable), and confirm.