Can I open a Skrill Account from Zambia?
Let me guess: You've probably gone into Google and searched for "Skrill Zambia" in the hope of a response to the question: "Is Skrill [the popular eWallet] available in Zambia?" Bad news: Unfortunately, Skrill does not open Accounts to residents in Zambia. However, you still need to make cheap transfers via a multicurrency [USD, EUR, GBP, among many others] account. You need to find an eWallet that is indeed available to clients in the country.
We have checked out the possible options that local clients have. We believe that you should try Transferwise (www.transferwise.com), which as a multicurrency eWallet that has the advantage of providing actual Bank Accounts in the local jurisdiction of the currency [i.e., it provides you with an account in the US for USD, an account in Belgium for Euro, an account in the UK for GBP, and so on]. If you need a proper money management solution, definitely Transferwise is worth checking. By the way, it also allows you to hold a balance in Kwacha. Didn't I mention it was the best possible option?
I don't want to open an account with Skrill! I want to know what it is
In that case, Skrill is a financial platform that offers payment, shopping, and money transfer services. An Online Account with Skrill, in essence, works very similarly to a bank account, allowing: (a) to receive money, (b) to transfer money in a fast and simple way, and (c) to pay for products and services online. These types of accounts are called e-wallets.